Trusted Chit Fund Company · Tamil Nadu
Smart Chit Plans for Secure Financial Growth
Yannaikal VM Chits Private Limited helps individuals, families, and business owners plan their savings through transparent, flexible, and trusted chit schemes.
Featured Plan
Family Plan
Chit Value
₹2,00,000
Duration
25 months
Monthly
₹8,000
Calculator
₹7,400/mo effective
Years of Trust
Happy Customers
Active Chit Groups
Branches & Locations
Why Choose Us
A new-generation chit fund
built on trust and clarity
Designed for business owners, salaried professionals, traders, and families who value transparent, disciplined savings.
Transparent Chit Plans
Clear terms, simple structure, and easy-to-understand plan details.
Flexible Monthly Schemes
Choose chit values and durations that match your financial goals.
Trusted Local Support
Personal guidance from our team whenever you need help.
Easy Enquiry Process
Connect through WhatsApp, phone, or our online form.
Smart Financial Planning
Plan savings and lump-sum needs with full clarity.
Secure Documentation
Proper process, records, and scheme information.
Featured Chit Plans
Plans that match your budget and goals
Browse sample schemes. Use the calculator to estimate, then enquire to confirm exact terms with your advisor.
Best for beginners
Starter Saver
Chit Value
₹1,00,000
Duration
20 months
Monthly
₹5,000
Est. Benefit
~ ₹18,000
Branches
2+
Most popular
Family Plan
Chit Value
₹2,00,000
Duration
25 months
Monthly
₹8,000
Est. Benefit
~ ₹36,000
Branches
3+
For business owners
Business Growth
Chit Value
₹5,00,000
Duration
50 months
Monthly
₹10,000
Est. Benefit
~ ₹90,000
Branches
3+
Premium tier
Premium Wealth
Chit Value
₹10,00,000
Duration
50 months
Monthly
₹20,000
Est. Benefit
~ ₹1,80,000
Branches
2+
Chit Scheme Calculator
Estimate before you enquire
Adjust your chit value, duration, and bid percentage to see your effective monthly payment instantly.
Chit Scheme Calculator
Get an instant indicative estimate
Estimated Monthly
₹6,400
Effective payment after dividend
Monthly Instalment
₹8,000
Estimated Prize
₹1,50,000
Dividend / Member
₹1,600
Total Payable
₹1,60,000
Enquire about this plan
Auto-fill your values in the enquiry form
This calculator provides only an indicative estimate. Actual chit values, dividend, prize amount, charges, and benefits may vary based on the registered chit agreement, auction outcome, and company terms. Please contact our advisor for exact details.
How Chits Work
A simple, step-by-step process
From joining the group to receiving your prize amount — every step is transparent.
Choose a chit plan
Pick a scheme that fits your budget and duration.
Join the chit group
Complete simple documentation with our advisor.
Pay monthly instalments
Disciplined monthly savings, easy to manage.
Participate in bidding
Bid during auctions to access the prize amount.
Receive prize or dividend
Get your lump sum when you win or share dividend.
Complete the plan
Finish your chit cycle with full transparency.
Benefits
Built for real life — family, business, future
A chit plan combines the discipline of monthly savings with the flexibility of lump-sum access through bidding.
For families, professionals, and traders
Whether you're saving for a wedding, expanding your shop, or planning your child's education — a chit plan can fit your goal.
₹1L
Starter
₹5L
Business
₹10L
Premium
Branches
Local support across Tamil Nadu
Personal guidance is just a short visit away — find your nearest Yannaikal VM Chits branch.
Testimonials
What our members say
Realistic feedback from real members. (Sample testimonials — replace with verified ones.)
"The team explained every step clearly. The monthly plan fits my budget perfectly."
Ramesh K.
Chennai
"I used the chit prize amount for my daughter's wedding. Simple and transparent."
Lakshmi S.
Coimbatore
"Helpful advisor and easy WhatsApp support. Highly recommend."
Senthil M.
Madurai
FAQ
Quick answers
What is a chit fund?+
A chit fund is a savings and credit scheme where a group of members contribute a fixed amount monthly and one member receives the prize amount each month through auction.
How is the prize amount calculated?+
It is the chit value reduced by the auction discount (bid). The discount, minus the foreman commission, is distributed as dividend to members.
Can I choose a plan based on my monthly budget?+
Yes. Use our calculator to find a plan that matches your monthly capacity and savings goal.
Get started today
Ready to choose the right chit plan?
Speak with our team and find a scheme that matches your financial goal, monthly budget, and timeline.